Make money moves.
Send money to your loved ones in South Africa,
Zimbabwe and Nigeria. Buy Airtime or Data,
Pay Accounts & Bills easy.
Download AppiaPay & take control of your money.


No more delays, No more crazy fees!
Imagine you need to send money back home—urgently. But your usual app takes forever, banks frustrate you with fees, and your loved one is left waiting. 😶🌫️
Enough is enough.
With AppiaPay, you get
Lightning-fast transfers
The wait is over ❇️

With AppiaPay, you get
Zero Fees

With AppiaPay, you get an
AppiaPay Virtual Card

Experience the Future
of Payments!
Buy Airtime & Data in Seconds
Why waste time with unreliable apps when you can top up in seconds?
🔥 With AppiaPay you get Instant Airtime Top-Ups – MTN, Vodacom, Cell C, Telkom? We’ve got them all. Just a few taps and BOOM—your phone is loaded!



Pay for Netflix, DStv & Showmax Instantly
Your Favorite Shows Are One Payment Away – Don’t Get Cut Off!
✅ Renew Netflix, DStv & Showmax in seconds
✅ Settle Your Bills 24/7 – Anytime, anywhere.
✅ No More Subscription Failures



No Bank? No Problem! Open an AppiaPay Account in Minutes.
You’ve been there. You walk into a bank, hoping to open an account, only to get hit with a never-ending list of requirements:
📄 Proof of residence (What if you’re renting?)
📄 Work permit (But you own a business!)
📄 Bank statements (How do you get one without a bank account?!)
😤 Frustrating, right? Banks make it nearly impossible if you are not from the country to access financial services.
High fees? They take a cut every time.
Hidden charges? Surprise! Your hard-earned cash just vanished into “processing fees.”
Enough is enough.
But guess what? You don’t need a traditional bank.
🔥 Introducing AppiaPay – The Smart, Hassle-Free Way to Manage Your Money!
🔥 AppiaPay is here to change the game.
Bank-Level Security Without the Hassle!
✅ End-to-End Encryption
✅ Instant Fraud Alerts
✅ Biometric & PIN Protection
✅ Regulated & Compliant – Fully licensed, trusted, and built for secure transactions


What Our Users Say About AppiaPay
"I used to wait HOURS for money to reflect when sending to Nigeria. With AppiaPay, my family gets the money in under 5 minutes! Plus, no crazy fees!"

Chidi Odumegwu
"AppiaPay is a lifesaver! I pay for my Netflix and electricity in seconds. No failed payments, no extra charges—just smooth transactions!"

Lerato Mokoena
"Opening a bank account here was impossible, but AppiaPay made it easy for me to send and receive money without all the paperwork. It’s truly a game changer!"
